Phone (515) 225-9000


HOWES & ANDERSON P.C.

We provide friendly, efficient and cost effective representation of buyers and sellers of homes or other real estate. We want to help clients through this sometimes complicated process and help them move on to their new ventures quickly and easily.

Real estate is covered by both federal and state laws. State laws differ on a number of issues. As a result, it is important to protect your interests by retaining an experienced attorney for routine as well as complex transactions. This overview will discuss topics that are important in understanding real estate law.

Real estate brokers may be employed by sellers to find a buyer for a property, or by a buyer to locate a property for purchase. When a seller employs a broker, they sign a listing agreement which obligates the broker to work to locate a buyer, and the seller to pay the broker a commission upon sale.

Brokers are usually held to rigorous standards in order to be licensed. A broker is a legal agent of the person who hired him or her, and thus has duties and obligations to work in their client’s interest. The broker is not a party to any agreements about purchase. These agreements are strictly between the seller and buyer.

Contact a Iowa real estate lawyer representing clients in Des Moines, Iowa today to schedule your initial consultation.

REAL ESTATE | CONTACTS & TRANSFERS

Real estate purchase agreements are governed by contract law. These agreements must therefore:

  • Be in writing.
  • Be marketable (free of encumbrances, liens, or other title defects).

Real estate buyers generally employ an attorney or title insurance company to research the title. This process, called a title search, involves examination of the public records.

The title searcher will go through the county’s public records and assemble a chain of title by finding all recorded deeds for the property in question. He or she will also look for encumbrances on the property. Encumbrances include but are not limited to:

  • Mortgages.
  • Unpaid taxes.
  • Legal judgments.
  • Municipal improvement liens.
  • Government claims.
  • Foreclosures.
  • Easements.
  • Covenants.
  • Condemnations.

The seller is required to execute and deliver a deed which includes a legal description of the land. Many states require that this deed be officially recorded to establish ownership and notice of its transfer.


If you would like to schedule a initial consultation contact an Iowa mortgage and foreclosure attorney, representing clients in Des Moines, Iowa at Howes & Anderson P.C. Give us a call at (515) 225-9000 or complete our inquiry form.